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Online marketing is thriving these days, with lots of people involved in its development. All types of businesses realize the importance of having an online presence. From small-sized businesses to international enterprises, every player on the market leaves its trace on the Internet. The value of coordination between buyers and sellers in an online-based digital economy model is truly huge.

Companies, financial institutions, and the Fintech sector should unite in an effort to solve the existing problems of the market to create a value-based circular economy — the type of economy that includes all the latest tech achievements and implements…

Nowadays, people have everything they need. It becomes more difficult to surprise them. That’s why applications try to include as many services as they can to attract users. Super apps gained popularity in Asia, but their influence can be seen in the West. In this article, you will learn what super applications are and why they are so groundbreaking.

What Is a Super App?

Super application is essentially one-stop shops for a variety of virtual goods and services. The most advanced ones, like the Chinese applications, WeChat and Alipay, combine online chat, social networking, markets, and services (such as delivery)…

Grapherex is a new app designed to solve three distinct problems with online messaging apps.

Personal data safety is of the utmost importance in the age of the Internet. Even if you don’t mind letting anyone online know your birthday or favorite color, some things should not be disclosed — like your real location, contact info, and credit card number.

Grapherex takes these considerations and resolves them in a next-generation mobile application.

What Is Grapherex?

Grapherex is a communication platform that goes beyond what your typical messenger has to offer. It facilitates interactions between system subscribers through a secure perimeter…

According to the KPMG, the first half of 2021 brought $98 billion of investments, which is $12 billion more than the second half of 2020 showed. The pandemic has made a great impact on developing digital services. What’s more, venture capital companies have some free funds to invest, and various startups are now active in many countries.

Payment Solutions

Payment services have received $19 billion in investments in the first half of 2021. The growth of mergers and acquisitions is one of the main trends of the segment. …

For the last twenty years, major changes have happened in the fintech market. At the beginning of the 21st century, to become a user, the average person had to possess several credit cards and a bank account with a considerable amount of money.

But now, when Fintech 2.0 is entering our world, the average user is from the middle or working class and just uses a digital wallet as a basic way to control finances.

What changes are ahead of us? Read on to find out what leading experts think. …

The idea behind Bitcoin was that it would be a secure means of payment, independent of national governments, a game-changer in international commerce, and a revolution for the world’s unbanked. However, huge price fluctuations have caused crypto to become more of an investment instrument, a means of speculation instead of a payment method. So, what’s around the corner for the coin that’s on everyone’s lips? Let’s take a closer look!

What is Bitcoin?

It is convenient to think of Bitcoin as money. However, for it to be considered money, it should, at the very least, serve as a legal tender in one place…

The pandemic accelerated the processes of universal digitalization, and major tech players were able to make many formats of financial transactions digital and massive — thus leading to the explosive growth of fintech. The following fintech trends are quite reasonable — spending time and effort on modernization on its own can be more expensive and take more time than buying a ready-made solution.

Let’s talk about the most popular uses of fintech in 2021.

Minimizing Business Engagement in IT

Many large banks, non-financial companies, and even small startups pay attention to no-code and low-code development technologies, embedded and out-of-the-box solutions, and marketplace development services.


Crypto has been marching through the world for quite a long time now. The first half of 2021 showed that the number of people interested in crypto doubled. More and more people who have been dramatically shaken by the pandemic and the following economic crisis are beginning to consider investing in crypto. That is why it is so crucial to find out which exchanges are safer and easier to use.

What Is a Cryptocurrency Exchange?

The cryptocurrency exchange is a platform that allows customers to buy, sell, and trade cryptocurrencies for other assets, such as conventional fiat money or other digital currencies. …

The use of cryptocurrency has significantly increased over the past decade, so the fact that it has a huge influence on financial activity in the world is hard to ignore. If you have no idea what cryptocurrency is, how it works, or why it’s used, we are ready to give you the answers. Let’s take a look at the basic terms and processes that make the crypto system work.

Defining the Term

A cryptocurrency is a digital currency that is based on cryptography — the study that uses mathematical techniques to secure information. Cryptography allows cryptocurrencies to not depend on banks or government…

The crypto-to-card initiative is gradually taking over the world. A few weeks ago, Visa shared some exciting statistics: the company has witnessed billions of crypto dollars spent on its network in less than six months. Following this news, another payment giant, Mastercard, has announced the launch of the special card program for cryptocurrency wallets and exchanges. The program intends to simplify the process of converting cryptocurrency into fiat currency. That’s indeed a huge breakthrough, but what are the exact benefits you are about to get?


Some crypto companies don’t have enough resources to support an adequate infrastructure; thus, they are…


Secure messenger, cryptocurrency wallet and P2P crypto exchange in one app.

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